Business Insurance for E-Commerce

Coverage designed for e-commerce and online retail. Find the policies you need – at the right price and fast. Open up a new tab and tell us about your company. Get a tailored quote in 12 minutes, and get back to building your online store.

Hassle-free business insurance. 100% online. Pay monthly with a credit card.



$2+ Billion
In Coverage Secured

  • Fast and easy. Layr got us the insurance we needed quickly and painlessly.

    Robin Gregg — RoadSync

  • Great service and pricing. I simply cannot say enough great things about Layr.

    Sean Henry — Stord

  • Outstanding service and savings! Now I’ve switched over all my policies.

    Martha Amram — GLYNT.AI

  • So happy I found Layr! Very simple process and saved us a bunch of money.

    Joel Darby — FivePoint Payments

Meet Our Customers[1]

#BetterBusinessInsurance for E-Commerce

We built an entirely new insurance process tailored to e-commerce.

The fastest way to get business insurance.


Researching and comparing business insurance takes weeks. With Layr, you enter basic information about your business and get a custom quote in 12 minutes. Add your credit card information and coverage will be activated within 48 hours.

Insurance tailored to your company’s risks.


Figuring out which policies you need to protect your business is exhausting. We use artificial intelligence to recommend and explain which policies and limits best suit your company. You save time and won’t pay for insurance you don’t need.

Cash flow friendly and affordable business insurance.


You’ve got to make payroll and keep your business protected. Pay for the coverage you need monthly with a credit card. Use the perks to take a vacation or reward your employees.

Top-rated carriers that cover businesses like yours.


Business insurance quotes are complex. Comparing coverage and limits is a time suck. Our smart application shops 15+ carriers for you. You’re matched with the right policies from the right carriers in 12 minutes.

Insurance From Leading Carriers

Insurance From the World’s Leading Carriers

Even More Benefits

In addition to the time saving easy-to-use features our modern insurance platform provides, we also include the benefits detailed below. We’re confident that you’ve never experienced a business insurance provider like us and that there’s no better way to purchase and manage commercial insurance.

Monthly Insurance Payments

Pay for Insurance Monthly

One reason nearly 8 million small businesses in the United States operate without business insurance is because carriers require them to pay the annual premium up front. We’ve removed this burden by allowing customers to pay their bundled annual insurance premium monthly and without down payments.

Credit Card Insurance Payments

Pay With a Credit Card

More than $300 billion of small business insurance premium is paid via check every year. We know modern businesses have moved away from writing checks and prefer to setup payments on a credit card. We’re one of the few insurance brokers that accepts credit cards for all insurance premium payments.

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